SIDBI Consultant Credit Analyst Recruitment 2026: The Small Industries Development Bank of India (SIDBI) has announced 50 vacancies for Consultant Credit Analyst (CCA) on a full-time contractual basis. The recruitment is being conducted under Advertisement No. 03/2026-27 and is aimed at newly qualified Chartered Accountants through the ICAI Placement Directorate.
The application process began on 20 July 2026, and the last date to participate in the recruitment process is 21 August 2026. Candidates should note that applications are not submitted directly to SIDBI; the recruitment is being conducted through the ICAI Placement Directorate.
SIDBI CCA Recruitment 2026 – Highlights
| Particular | Details |
|---|---|
| Organisation | Small Industries Development Bank of India (SIDBI) |
| Advertisement No. | 03/2026-27 |
| Post | Consultant Credit Analyst (CCA) |
| Total Vacancies | 50 |
| Job Type | Contractual, Full Time |
| Qualification | Chartered Accountant (CA) |
| Experience | Not Required |
| Maximum Age | 28 years |
| Remuneration | ₹12 lakh per annum CTC |
| Application Mode | Through ICAI Placement Directorate |
| Application Start Date | 20 July 2026 |
| Last Date | 21 August 2026 |
| Interview Locations | Mumbai, New Delhi, Chennai & Ahmedabad |
The official SIDBI careers section confirms that the bank recruits for contractual and specialist positions, while the current CCA recruitment details are reported under Advertisement No. 03/2026-27.
SIDBI CCA Vacancy Details
SIDBI has announced 50 Consultant Credit Analyst vacancies.
Category-wise Vacancies
| Category | Vacancies |
|---|---|
| UR | 23 |
| OBC | 9 |
| SC | 8 |
| ST | 6 |
| EWS | 4 |
| Total | 50 |
PwBD reservations are provided horizontally within the overall vacancies, with positions identified for eligible disability categories.
Educational Qualification
Candidates applying for the Consultant Credit Analyst position must be Qualified Chartered Accountants (CA).
A key requirement is that the candidate should have cleared the CA Final examination in not more than two attempts, subject to the relaxation provisions specified for eligible reserved categories.
Experience
No prior work experience is required.
This makes the recruitment particularly relevant to newly qualified Chartered Accountants looking to begin a career in credit analysis, MSME financing and banking operations.
Age Limit
The maximum age prescribed for the Consultant Credit Analyst post is 28 years as on 30 June 2026.
Age relaxation is available to eligible candidates according to the applicable rules. The reported relaxations include:
- SC/ST: 5 years
- OBC: 3 years
- PwBD: 10 years
Candidates claiming relaxation should have valid supporting certificates as required by the recruitment guidelines.
SIDBI Consultant Credit Analyst Salary
Selected candidates will receive ₹12 lakh per annum CTC.
The remuneration includes fixed and variable components. The reported package also includes:
- Performance-linked variable component
- Group insurance
- Annual increment based on performance review
The variable component is reported at 10%, subject to satisfactory performance and the applicable terms of the engagement.
Contract Period
The Consultant Credit Analyst appointment is on a contractual, full-time basis.
The initial contract period is three years. Depending on SIDBI’s requirements and performance, the contract may be extended for a further period of up to two years.
The contractual nature of the appointment should be noted by candidates before applying.
Job Responsibilities
The Consultant Credit Analyst role involves activities related to credit appraisal, MSME financing and banking operations.
Depending on the place of posting, responsibilities may include:
- Appraisal of MSME credit proposals
- Creditworthiness and financial-risk assessment
- Credit monitoring and follow-up
- Business development
- Customer relationship management
- Review and renewal of credit proposals/accounts
- Supporting sanctions and disbursements
- Risk-management activities
- Coordination with internal banking teams
- Operational work in SIDBI’s specialised verticals
- Following up on delinquent accounts
- Other responsibilities assigned by the Bank
SIDBI’s earlier CCA notifications similarly describe responsibilities involving credit appraisal, risk assessment, institutional finance, client support and coordination with risk, legal, compliance and operations teams.
Place of Posting
Selected candidates may be posted at SIDBI’s Head Office verticals in Mumbai, Delhi and Lucknow, as well as various branch offices.
The current recruitment information identifies interview centres at:
- Mumbai
- New Delhi
- Chennai
- Ahmedabad
SIDBI reserves the right to post or transfer contractual employees to its offices or other locations according to organisational requirements.
Selection Process
The selection process is primarily based on shortlisting and personal interview.
The reported process may include:
- Shortlisting through the ICAI Placement Directorate
- Psychometric test, if considered necessary by SIDBI
- Personal interview
- Preparation of the merit list based on interview performance
SIDBI reserves the right to modify the selection procedure if required.
Candidates should therefore prepare particularly well for questions relating to credit analysis, financial statements, MSME lending, risk assessment, banking and financial analysis.
Application Fee
The recruitment information does not specify a separate SIDBI application fee for this CCA recruitment. Candidates should follow the fee and registration instructions, if any, prescribed by the ICAI Placement Directorate.
Important Dates
| Event | Date |
|---|---|
| Advertisement Released | 20 July 2026 |
| Application/Registration Begins | 20 July 2026 |
| Last Date | 21 August 2026 |
| Interview | To be communicated through the recruitment process |
The recruitment process is being conducted through ICAI, so candidates should monitor the ICAI Placement Directorate for interview-related updates.
How to Apply for SIDBI CCA Recruitment 2026
An important point is that candidates should not send applications directly to SIDBI.
Eligible candidates should apply through the ICAI Placement Directorate process for newly qualified Chartered Accountants.
Steps to Apply
- Visit the ICAI Placement Directorate portal.
- Check the SIDBI Consultant Credit Analyst vacancy.
- Read the eligibility and recruitment instructions carefully.
- Register or log in as required.
- Complete the application/placement registration process.
- Provide accurate CA qualification and personal details.
- Select the applicable interview preferences, wherever required.
- Submit the application before 21 August 2026.
- Keep the registration details and confirmation for future reference.
Applications submitted directly to SIDBI are not accepted for this recruitment.
Documents to Keep Ready
Candidates should keep their professional and personal documents ready for the placement/interview process, including:
- CA qualification details
- CA Final examination records
- Educational certificates
- Date-of-birth proof
- Category certificate, if applicable
- PwBD certificate, if applicable
- Updated resume/CV
- Valid email address and mobile number
- Other documents requested by ICAI or SIDBI
Candidates should ensure that all information provided during registration is accurate.
Who Can Apply?
The recruitment is especially suitable for newly qualified Chartered Accountants who:
- Have completed the CA qualification
- Meet the CA Final attempt requirement
- Are within the prescribed age limit
- Are Indian citizens
- Are interested in credit analysis and MSME financing
- Are willing to work on a contractual, full-time basis
No previous work experience is required according to the current recruitment details.
Important Points
Before applying, candidates should remember:
- There are 50 Consultant Credit Analyst vacancies.
- The position is contractual and full-time.
- The maximum age is 28 years as on 30 June 2026.
- Candidates should normally have cleared CA Final within two attempts.
- No prior experience is required.
- The remuneration is ₹12 lakh per annum CTC.
- The initial contract is for three years, extendable by up to two years.
- Applications are processed through the ICAI Placement Directorate, not directly through SIDBI.
- Interview centres are tentatively located in Mumbai, New Delhi, Chennai and Ahmedabad.
- The last date is 21 August 2026.
Conclusion
SIDBI Consultant Credit Analyst Recruitment 2026 offers an attractive opportunity for newly qualified Chartered Accountants seeking to enter the banking and financial-services sector. With 50 vacancies, ₹12 lakh annual CTC, no prior experience requirement and exposure to credit appraisal and MSME financing, the position may be particularly valuable for young CAs looking to build a career in banking.
Interested candidates should complete the recruitment process through the ICAI Placement Directorate before 21 August 2026 and carefully verify the latest instructions before submitting their details. SIDBI’s official careers page can also be monitored for recruitment updates.
Disclaimer: This article is for informational purposes. Candidates should verify eligibility, vacancy details, dates, remuneration, selection procedure and other conditions from the latest official SIDBI/ICAI recruitment instructions before applying.